Checking accounts require a $100 minimum opening balance and offer: a monthly statement, FREE online banking, FREE bank by phone, FREE bill pay, FREE Check/Debit Picture card, and are FDIC insured.
Our Savings accounts offer a variety of options and rates for the beginning investor or the seasoned financial planner. All accounts FDIC insured.
Contact a Personal Banker for addtional information.
515.462.2161
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- Unlimited check writing
- Free Safekeeping of checks
- Free Auto Transfer
- $10 flat fee per statement
- Unlimited check writing
- Free Safekeeping of checks
- Free Personalized "Flat Fee" checks
- Free Auto Transfer
- Free small Safe Deposit box
- Free Photocopies (limited)
- Free Fax services (limited)
- Free Auto Overdraft Transfer
- No fee stop payments
- First 10 checks per statement cycle free. $.50 per item
fee for each additonal check
- $10 maintenance fee per statement for any statement cycle without
a direct deposit
- Free Safekeeping of checks
- Free Auto Transfer
- Auto Overdraft Transfer
- Maintain a $600 minimum daily balance or $800 minimum average
daily balance to waive
monthly fees of $7 maintenance and $.15 per debit
- Unlimited check writing
- Auto Overdraft Transfer
- Image checks with statement
- Maintain an $1100 minimum daily balance or a $1400 average daily
balance to waive monthly fees of $7 maintenance and $.15 per debit
- Unlimited check writing
- Auto Overdraft Transfer
- Image checks with statement
- Maintain a $500 minimum daily balance to waive monthly fees of $7 maintenance and $.15 per debit
- Unlimited check writing
- Free personalized Club checks
- Premium Interest Rate
- Premium rate on all certificates of deposit (excluding CD specials)
- Travel opportunities
- Quarterly newsletter
- Image checks returned with statement
- Many other benefits. Go to
the Golden Opportunity page!
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$100 minimum opening balance
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Maintain $200 minimum daily balance to waive $7 monthly fee (excluding account holders over age 62)
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Debit transaction limitations
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Interest tiers
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Quarterly statement provided
No minimum deposit
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No monthly maintenance fee
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Premium Interest
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Debit transaction limitations
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Converts to Regular Savings at age 24
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Quarterly statement provided
- $3 minimum deposit
- Interest paid
- Annual disbursement of account
balance in November
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$100 minimum opening balance
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Maintain a $900 minimum daily balance or $1200 average daily balance to waive monthly $7 maintenance fee
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Debit transaction limitations. $3 fee charged for each debit over the transaction limit during a monthly statement cycle.
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Interest tiers
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Monthly Image statement provided
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Minimum opening balance of $100
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Unlimited check writing
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Maintain a $750 minimum daily balance to waive service charges
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A debit fee of $.15 per item if daily balance drops below daily minimum
Invest your money at a guaranteed yield and get FDIC protection. Premium rate for Golden Opportunity Club members.
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At USB, we have over 10 "flavors" of accounts...
Checking Accounts
Free, Flat Fee, Direct, Choice, Choice Plus, Golden Opportunity
Savings Accounts
Regular, College Plan, Christmas Club, Money Market, Business, Certificates of Deposit
...one for every customer |
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