New banking hours at our Winterset branch beginning Tuesday, January 16, 2018

Lobby ~ Monday-Friday 9:00 a.m. - 4:00 p.m.

Drive Up ~ Monday-Thursday 7:30 a.m. - 5:00 p.m. ~ Friday 7:30 a.m. - 6:00 p.m.

Saturday Hours~Lobby and Drive-Up~8:30 a.m. - 12:00 p.m.

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CDs & IRAs

Certificate of Deposit, IRA

Effective date: December 11, 2017

$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

6 Month CD Interest Rate APY*
500+        .10 .10
2,500+ .15 .15
2,500 (GO) .20 .20
10,000+ .20 .20
25,000+ .30 .30
12 Month CD Interest Rate APY*
500+ .15 .15
2,500+ .30 .30
2,500 (GO) .35 .35
10,000+ .35 .35
25,000+ .50 .50
18 Month CD Interest Rate APY*
500+ .25 .25
2,500+ .38 .38
2,500 (GO) .50 .50
10,000+ .50 .50
25,000+ .60 .60
24 Month CD Interest Rate APY*
500+ .30 .30
2,500+ .45 .45
2,500 (GO) .60 .60
10,000+ .60 .60
25,000+ .70 .70
36 Month CD Interest Rate APY*
500+ .55 .55
2,500+ .65 .65
2,500 (GO) 1.00 1.00
10,000+ 1.00 1.00
25,000+ 1.10 1.10
48 Month CD Interest Rate APY*
500+ .90 .90
2,500+ 1.10 1.10
2,500 (GO) 1.25 1.26
10,000+ 1.25 1.26
25,000+ 1.30 1.31
     
     
60 Month CD Interest Rate APY*
500+ 1.10 1.10
2,500+ 1.45 1.46
2,500 (GO) 1.60 1.61
10,000+ 1.60 1.61
25,000+ 1.70 1.71

Step-Up CD Special

36 Month CD Interest Rate APY*
10,000+ 1.00 1.00

 

Checking, Money Market & Savings Accounts

Effective date: December 11, 2017
$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

Choice Plus, Golden Opportunity Business Plus Interest Rate APY*
Under 2,500 .05 .05
2,500+ .05 .05
500+ GO .05 .05
10,000+ .05 .05
25,000+ .05 .05
Money Market                                          Interest Rate APY*
Under 2,500                                                            .08 .08
2,500+ .10 .10
10,000+ .15 .15
25,000+ .18 .18
Regular Savings                                       Interest Rate APY*
Under 2,500                                                            .10 .10
2,500+ .10 .10
10,000+ .15 .15
25,000+ .18 .18
     
College Plan                                             Interest Rate APY*
                                                                                   .40 .40
Super Saver                                              Interest Rate APY*
                                                                                   .40 .40
Christmas Club                                         Interest Rate APY*
                                                                                   .28 .28
Burial Trust                                               Interest Rate APY*
                                                                                   .40 .40

*Annual Percentage Yield

The above rates are variable rates and may change, please refer to your account disclosure for information, i.e. frequency of change, determination, balance computation. Checking and money market accounts compound monthly. Saving accounts compound semi-annually. Certificate of Deposit compound semi-annually.

Balance: The amount of principal in the account each day. $2,500 minimum for Golden Opportunity CD. Rate is based on the $10,000 tier. A penalty may be imposed for withdrawal before maturity on any Certificate of Deposit. All Certificate of Deposit rates are fixed and based on the principal balance at time of issue. Interest is based on a 365 day basis, compounding semi- annually, excluding CD Specials. Refer to Account Disclosure for more account details. Additional fees could reduce earnings on the above referenced accounts. Member FDIC