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Red Flags Info Sheet

business checking

Business Checking

All USB checking accounts offer:
- Unlimited check writing
- A monthly statement
- FREE online banking, telebank, bill pay, photo check card or debit card
- Image Checks Returned with Monthly Statement

Business Checking Business Analysis

This account is for your business if you have a low volume of transactions.

This account is for your business with a high transaction volume or businesses wanting the cash management features of Business Online.

Business Plus Business Money Market

Earn a competitive interest rate on your money and have unlimited check writing. Certain restrictions apply. Please check with us to see if you are eligible.

Earn a high interest rate. Limited check writing.

Compare Your Options

  Minimum
to Open
Minimum
Balance
Fees Monthly Fee
Business Checking $100 $750 minimum daily balance per statement cycle to avoid monthly maintenance fee If minimum balance is not met, a monthly maintenance fee of $4** will be imposed every statement cycle and $0.15 ** for every debit item $4** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met
Business Analysis $100 No minimum balance requirement No minimum balance fee $5** monthly maintenance fee per statement cycle. Each Deposit $0.15** . Deposited Items: On-US $0.05** Transit $0.05**. Debits $0.15 each.
Business Plus $100 $1,100 minimum daily balance or $1,400 average daily balance per statement cycle If minimum balance is not met, a monthly maintenance fee of $7** will be imposed every statement cycle and $0.15 ** for every debit item $7** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met
Business Money Market $100 $900 minimum daily balance or $1,200 average daily balance  per statement cycle

$7** maintenance fee will be charged unless you maintan either a $900 minimum daily balance or $1,200 per statement cycle. A debit fee of $3** will be charged for each debit transaction (withdrawal, check paid, automatic transfer or excess of 6 during a monthly cycle, regardless of balance.

$7** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met. $3** per debit transaction over the limit per statement cycle, regardless of balance.

** Subject to Iowa Sales Tax