Did you receive a notice via email, text or a phone call implying that a debit will be occuring to your account? If you are not expecting the charge, call Union State Bank at 515-462-2161 before using any contact information provided in the notice. We will be able to confirm if the charge is in fact deducting from your account. NEVER give your bank information, online or mobile app credentials or access to your computer or phone to anyone. Especially if you used unverified contact information from an email, text or phone call. If you are asked for this information hang up and call us. Place your TRUST in USB, Your Hometown Financial Advantage!

business checking

Business Checking

All USB checking accounts offer:
- Unlimited check writing
- A monthly statement
- FREE online banking, telebank, bill pay, photo check card or debit card
- Image Checks Returned with Monthly Statement

Business Checking	Business Analysis
This account is for your business if you have a low volume of transactions.	This account is for your business with a high transaction volume or businesses wanting the cash management features of Business Online.

Business Plus	Business Money Market
Earn a competitive interest rate on your money and have unlimited check writing. Certain restrictions apply. Please check with us to see if you are eligible.	Earn a high interest rate. Limited check writing.

Compare Your Options

	Minimum to Open	Minimum Balance	Fees	Monthly Fee
Business Checking	$100	$750 minimum daily balance per statement cycle to avoid monthly maintenance fee	If minimum balance is not met, a monthly maintenance fee of $4 will be imposed every statement cycle and $0.15 for every debit item	$4 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
Business Analysis	$100	No minimum balance requirement	No minimum balance fee	$5 monthly maintenance fee per statement cycle. Each Deposit $0.15 . Deposited Items: On-US $0.05 Transit $0.05. Debits $0.15 each.
Business Plus	$100	$1,100 minimum daily balance or $1,400 average daily balance per statement cycle	If minimum balance is not met, a monthly maintenance fee of $7 will be imposed every statement cycle and $0.15 for every debit item	$7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
Business Money Market	$100	$900 minimum daily balance or $1,200 average daily balance per statement cycle	$7 maintenance fee will be charged unless you maintan either a $900 minimum daily balance or $1,200 per statement cycle. A debit fee of $3 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or excess of 6 during a monthly cycle, regardless of balance.	$7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met. $3** per debit transaction over the limit per statement cycle, regardless of balance.

** Subject to Iowa Sales Tax