Did you receive a notice via email, text or a phone call implying that a debit will be occuring to your account? If you are not expecting the charge, call Union State Bank at 515-462-2161 before using any contact information provided in the notice. We will be able to confirm if the charge is in fact deducting from your account. NEVER give your bank information, online or mobile app credentials or access to your computer or phone to anyone. Especially if you used unverified contact information from an email, text or phone call. If you are asked for this information hang up and call us. Place your TRUST in USB, Your Hometown Financial Advantage!

Consumer Credit Card

  1.  Our Platinum Credit cards offer hometown convenience, worldwide acceptance and great benefits.

          Three great options all from the bank you know best.

Rewards Platinum - unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.³
Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.³
Platinum Edition - no penalty APR and competitive rates.*

Enjoy the following features with all of the above options:
• Competitive Rates*
• Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
• Free FICO® Score¹
• Cell Phone Protection²
• Fraud Monitoring and Zero Fraud Liability
• SecurLOCK™ Email and Text Fraud Alerts
• ID Navigator Powered by NortonLifeLockº

  1. Apply Today

    *See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
    ¹ FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some excluxsions apply. Cardholders receiving employee pricing are not eligible.
    ² Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
    ³ In order to access rewards, your account must be open and in good standing.
    °No one can prevent all identity theft.