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Red Flags Info Sheet

Agricultural Checking

All USB checking accounts offer:
- Unlimited check writing
- A monthly statement
- FREE online banking, telebank, bill pay, photo check card or debit card
- Image Checks Returned with Monthly Statement

Business Checking Business Anaylsis

This account is for your business if you have low volume of transactions.

This account is for you business with a high transaction volume or businesses wanting the cash management features of Business Online.

Bussiness Plus Business Money Market

Earn a competitive interest rate on your money and have unlimited check writing. Certain restrictions apply. Please check with us to see if you are eligible.

Earn a high interest rate. Limited check writing.

Compare Your Options

  Minimum
to Open
Minimum
Balance
Fees Monthly Fee
Business Checking $100 $750 minimum daily balance to avoid monthly maintenance fee If minimum balance is not met, a monthly maintenance fee of $4** will be imposed every statement cycle and $0.15 ** for every debit item $5.45 maintenance fee per statement cycle
Business  Anaylsis $100 $750 minimum daily balance avoid monthly maintenance fee $5 monthly maitenance. Deposit made $0.15 each. Deposited Items: On-US $0.05 Transit $0.05. Debits $0.15 each. $7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
Business Plus $100 $1,100 minimum daily balance or $1,400 average daily balance If minimum balance is not met, a monthly maintenance fee of $7** will be imposed every statement cycle and $0.15 ** for every debit item $7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
Business Money Market $100 $750 minimum daily balance avoid monthly maintenance fee

$7** maintenance fee will be charges unless you maintan either a $900 minimum daily balance or $1,200 per statement cycle. Adebit fee of $3** will be charged for each debit transaction (withdrawl, check paid, automatic transfer or excess of 6 during a monthly cycle, regardless of balance.

No maintenance fee

** Subjected to Iowa Sales Tax