Did you receive a notice via email, text or a phone call implying that a debit will be occuring to your account? If you are not expecting the charge, call Union State Bank at 515-462-2161 before using any contact information provided in the notice. We will be able to confirm if the charge is in fact deducting from your account. NEVER give your bank information, online or mobile app credentials or access to your computer or phone to anyone. Especially if you used unverified contact information from an email, text or phone call. If you are asked for this information hang up and call us. Place your TRUST in USB, Your Hometown Financial Advantage!

Personal Loan

Personal Loan
USB offers several types of competitive personal loans that we can customize to fit your needs. One of our qualified loan officers would be pleased to help you decide which program is best for you!

Vehicle Loan
USB can finance your new car or a used car that is new to you. Borrow the money from USB and pay cash to the dealer to get the best price. We offer flexible payments and local service.  

Home Equity Line of Credit (HELOC)
A home equity line of credit (HELOC) is a form of revolving credit in which your home serves as collateral. Once approved, a home equity line of credit can be used to finance any expense such as home improvement projects, college education, medical bills, or even your dream vacation.

Apply Online Personal, Vehicle or HELOC

Home Equity Loan
A home equity loan is a fixed payment, term loan in which your home serves as collateral. A home equity loan is a cost-effective way for homeowners to borrow money and ideal for large expenses like financing a remodel. This type of loan can also be used to consolidate high-interest debt. 

Apply Online Home Equity Loan