On January 27th Union State Bank will be replacing Popmoney® with Zelle®!  click for more information.

SCAM ALERT! We have become aware of a scam happening in our community. The scammers claim to be from an internet provider and state that your router needs to be updated and replaced. They ask you to login to your online banking to receive a refund for your outdated router. If you receive a call like this, please hang up! Do not give personal banking information over the phone. Do not allow others to access your online or mobile banking by sharing your credentials. Do not login to your online banking while someone is helping or instructing you to do so over the phone. If you have any questions, or feel that you may have fallen victim to this or another scam, call our personal bankers right away and we can help! 515-462-2161
mortgage

Mortgage

USB offers many options to help you buy your next home or refinance your existing home. Maybe you have just enough money for a small down payment, want to save some money with a better rate, or you just want to explore the possibilities! USB is committed to helping your dream come true with quality service and competitive interest rates.

APR, Rate and payment information accurate as of January 14, 2022.

                       15 YEAR        20 YEAR       30 YEAR
        APR:        3.441%           3.397%          3.480%
      RATE:        3.250%           3.250%          3.375%

* 15, 20  & 30 Year Conventional Rates - The Annual Percentage Rate (APR) is based on a loan amount of $150,000.00 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payments for a 15 year loan at 3.000% would be 180 payments of $1,054.00 (principal and interest). Monthly payments for a 20 year loan at 3.25% would be 240 payments of $850.79 (principal and interest). Monthly payments for a 30 year loan at 3.375% would be 360 payments of $663.14 (principal and interest). Rates are not guaranteed until lock-in. Monthly payment does not include taxes and insurance; actual payment will be greater.

Per SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Union State Bank's MLO (Mortgage Loan Originator) Indentifier Numbers are as follows:

Contact

WINTERSET WEST DES MOINES

Jeff Nolan, President & CEO
                  NMLS #852704

Jeff Gray, Senior VP & Loan Officer
                 NMLS #413222

Duane Gordon, VP & Loan Officer
                          NMLS #471740

Mark Baudler, AVP & Loan Officer
                       NMLS #2072515


 Union State Bank  NMLS #435185

Chris Coy, VP & Commercial Loan Officer 
                  NMLS #1472318

Tyler Kagemann, AVP & Mortgage Loan Officer
                 NMLS #921056