mortgage

Mortgage

USB offers many options to help you buy your next home or refinance your existing home. Maybe you have just enough money for a small down payment, want to save some money with a better rate, or you just want to explore the possibilities! USB is committed to helping your dream come true with quality service and competitive interest rates

APR: 3.505%

RATE: 3.375%

 

20 YEAR RATE

APR accurate as of

August 27, 2019
 

 

APR: 3.594%

RATE: 3.500%

 

30 YEAR RATE

APR accurate as of

August 27, 2019
 


 

*20 & 30 Year Conventional Rates - The Annual Percentage Rate (APR) is based on a loan amount of $150,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payments for a 20 year loan at 3.375% would be 240 payments of $860.34 (principal and interest).  Monthly payments for a 30 year loan at 3.500% would be 360 payments of $673.57 (principal and interest). Rates are not guaranteed until lock-in. Monthly payment does not include taxes and insurance: actual payment will be greater.

Per SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Union State Bank's MLO (Mortgage Loan Originator) Indentifier Numbers are as follows:

Contact

WINTERSET WEST DES MOINES

Jeff Gray, Senior VP & Loan Officer
                 NMLS #413222

Duane Gordon, VP & Loan Officer
                          NMLS #471740

Grant Northway, Assistant VP & Loan Officer
                           NMLS #1813809

 

Chris Coy, VP & Commercial Loan Officer 
                  NMLS #1472318