Federal Trade Commission ~ Consumer Information       Phishers send fake invoices

Skip Nav
mortgage

Mortgage

USB offers many options to help you buy your next home or refinance your existing home. Maybe you have just enough money for a small down payment, want to save some money with a better rate, or you just want to explore the possibilities! USB is committed to helping your dream come true with quality service and competitive interest rates

APR: 4.158%

RATE: 4.00%

 

15 YEAR RATE

APR accurate as of

February 12, 2018
 

 

APR: 4.341%

RATE: 4.25%

 

30 YEAR RATE

APR accurate as of

February 12, 2018
 


 

*15 & 30 Year Conventional Rates - The Annual Percentage Rate (APR) is based on a loan amount of $150,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payments for a 15 year loan at 4.158% would be 180 payments of $1,109.53 (principal and interest).  Monthly payments for a 30 year loan at 4.341% would be 360 payments of $737.91 (principal and interest). Rates are not guaranteed until lock-in. Monthly payment does not include taxes and insurance: actual payment will be greater.

Per SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Union State Bank's MLO (Mortgage Loan Originator) Indentifier Numbers are as follows:

Contact

WINTERSET WEST DES MOINES

Jeffrey J. Gray, Senior VP & Loan Officer NMLS #413222

David A. Koch, VP & Loan Officer NMLS #471741

Charles Duane Gordon, VP & Loan Officer NMLS #471740



 

Chris A. Coy, VP & Commercial Loan Officer NMLS #1472318