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Deposit Rates

Certificate of Deposit, IRA

Effective date: November 15, 2018

$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

6 Month CD                  Interest Rate APY*
500+ .35 .35
2,500+ .50 .50
2,500 (GO) .75 .75
10,000+ .75 .75
25,000+ .80 .80
12 Month CD                Interest Rate APY*
500+ .50 .50
2,500+ .65 .65
2,500 (GO) 1.00 1.00
10,000+ 1.00 1.00
25,000+ 1.10 1.10
18 Month CD                Interest Rate APY*
500+ .75 .75
2,500+ 1.00 1.00
2,500 (GO) 1.25 1.25
10,000+ 1.25 1.25
25,000+ 1.30 1.30
24 Month CD                Interest Rate APY*
500+ .75 .75
2,500+ 1.00 1.00
2,500 (GO) 1.50 1.51
10,000+ 1.50 1.51
25,000+ 1.60 1.61
36 Month CD                Interest Rate APY*
500+ 1.20 1.20
2,500+ 1.40 1.40
2,500 (GO) 1.90 1.91
10,000+ 1.90 1.91
25,000+ 2.00 2.01
48 Month CD                Interest Rate APY*
500+ 1.30 1.30
2,500+ 1.50 1.51
2,500 (GO) 2.00 2.01
10,000+ 2.00 2.01
25,000+ 2.10 2.11
60 Month CD                Interest Rate APY*
500+ 1.80 1.81
2,500+ 1.90 1.91
2,500 (GO) 2.25 2.26
10,000+ 2.25 2.26
25,000+ 2.30 2.31

Step-Up CD Special

36 Month CD               

Interest Rate

APY*

10,000+ 1.90 1.91

Additional Specials

17 Month CD Special                  Interest Rate              APY*
1,000+ 2.25 2.26
27 Month CD Special                  Interest Rate              APY*
1,000+ 2.60 2.61

Checking, Money Market & Savings Accounts

Effective date: November 15, 2018
$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

Choice Plus Golden Opportunity Business Plus Interest Rate                             APY*     
Under 2,000 .10 .10
2,500+ .10 .10
500+ GO .10 .10
10,000+ .15 .15
25,000+ .20 .20
Money Market                      Interest Rate        APY*
Under 2,500 .25 .25
2,500+ .30 .30
10,000+ .35 .35
25,000+ .40 .40
True Blue Money Market      Interest Rate         APY*
Under 25,000 .15 .15
25,000+ .75 .75
100,000+ .85 .85
300,000+ 1.05 1.05
500,000+ 1.20 1.20
Regular Savings                    Interest Rate          APY*
Under 2,500 .17 .17
2,500+ .20 .20
10,000+ .25 .25
25,000+ .30 .30
College Plan / Super Saver                           Interest Rate                           APY      
  .60 .60
Health Savings Account              Interest Rate              APY*
  .60 .60
Christmas Club                        Interest Rate            APY*
  .60 .60
Burial Trust                             Interest Rate           APY*
  .60 .60

*Annual Percentage Yield

The above rates are variable rates and may change, please refer to your account disclosure for information, i.e. frequency of change, determination, balance computation. Checking and money market accounts compound monthly. Saving accounts compound semi-annually. Certificate of Deposit compound semi-annually.

Balance: The amount of principal in the account each day. $2,500 minimum for Golden Opportunity CD. Rate is based on the $10,000 tier. A penalty may be imposed for withdrawal before maturity on any Certificate of Deposit. All Certificate of Deposit rates are fixed and based on the principal balance at time of issue. Interest is based on a 365 day basis, compounding semi- annually, excluding CD Specials. Refer to Account Disclosure for more account details. Additional fees could reduce earnings on the above referenced accounts. Member FDIC