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Deposit Rates

Certificate of Deposit, IRA

Effective date: August 1, 2018

$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

6 Month CD

Interest Rate

APY*

500+

.25

.25

2,500+

.30 .30

2,500 (GO)

.35 .35

10,000+

.35 .35

25,000+

.45 .45
12 Month CD Interest Rate APY*
500+ .25 .25
2,500+ .40 .40
2,500 (GO) .50 .50
10,000+ .50 .50
25,000+ .60 .60
18 Month CD Interest Rate APY*
500+ .35 .35
2,500+ .50 .50
2,500 (GO) .60 .60
10,000+ .60 .60
25,000+ .70 .70
24 Month CD Interest Rate APY*
500+ .75 .75
2,500+ 1.00 1.00
2,500 (GO) 1.50 1.50
10,000+ 1.50 1.50
25,000+ 1.60 1.60
36 Month CD Interest Rate APY*
500+ 1.00 1.00
2,500+ 1.10 1.10
2,500 (GO) 1.65 1.66
10,000+ 1.65 1.66
25,000+ 1.75 1.76
48 Month CD Interest Rate APY*
500+ 1.10 1.10
2,500+ 1.30 1.30
2,500 (GO) 1.70 1.71
10,000+ 1.70 1.71
25,000+ 1.80 1.81
     
60 Month CD Interest Rate APY*
500+ 1.75 1.76
2,500+ 1.80 1.81
2,500 (GO) 2.00 2.01
10,000+ 2.00 2.01
25,000+ 2.05 2.06

Step-Up CD Special

36 Month CD

Interest Rate APY*
10,000+ 1.65 1.66

11 Month CD Special

1,000+                                                                             1.75                                                                           1.76

17 Month CD Special                                                                                                                       

1,000 +                                                                            2.00                                                                           2.01

27 Month CD Special

1,000+                                                                             2.50                                                                            2.51

 

Checking, Money Market & Savings Accounts

Effective date: August 1, 2018
$500 minimum deposit to open all other certificate of deposit. $100 minimum deposit to open checking, money market and savings accounts.

Choice Plus, Golden Opportunity Business Plus Interest Rate APY*
Under 2,500 .08 .08
2,500+ .08 .08
500+ GO .08 .08
10,000+ .10 .10
25,000+ .15 .15
Money Market                              Interest Rate APY*
Under 2,500 .20 .20
2,500+ .22 .22
10,000+ .27 .27
25,000+ .30 .30
Regular Savings                           Interest Rate APY*
Under 2,500 .15 .15
2,500+ .17 .17
10,000+ .22 .22
25,000+ .25 .25
College Plan / Super Saver                             Interest Rate APY*
  .50 .50
Health Savings Account                Interest Rate APY*
  .50 .50
Christmas Club                             Interest Rate APY*
  .40 .40
Burial Trust                                   Interest Rate APY*
  .50 .50

*Annual Percentage Yield

The above rates are variable rates and may change, please refer to your account disclosure for information, i.e. frequency of change, determination, balance computation. Checking and money market accounts compound monthly. Saving accounts compound semi-annually. Certificate of Deposit compound semi-annually.

Balance: The amount of principal in the account each day. $2,500 minimum for Golden Opportunity CD. Rate is based on the $10,000 tier. A penalty may be imposed for withdrawal before maturity on any Certificate of Deposit. All Certificate of Deposit rates are fixed and based on the principal balance at time of issue. Interest is based on a 365 day basis, compounding semi- annually, excluding CD Specials. Refer to Account Disclosure for more account details. Additional fees could reduce earnings on the above referenced accounts. Member FDIC