Scam Alert-If you receive a call asking you to "Temporarily" change your online banking password, hang up and call the bank at our known number for assistance. Never call the number provided by the caller. Keep in mind that calls can be spoofed, so never rely on Caller Id to verify that the call is legit. With this most recent scam, callers have been able to coerce individuals to "Temporarily" change their password and to provide the password to the caller. The caller then gains access to the individuals online banking and may be able to drain their funds before they are aware of a problem.  This warning is to let you know that we will never call you and ask you to change your password and we most certainly do not want you to share your login information with us or anyone else. Secure and do not share!

Personal Savings

Union State Bank offers a broad range of savings accounts plus money market accounts to help your money work even harder for you. Savings accounts offer a variety of options and rates for the beginning investor or the seasoned financial planner. There's never been a better time to start a savings plan.

Saving Accounts & Money Markets

College Savings Regular Savings

Ideal for first time account holders preparing to save for college.

Enjoy earning interest on what you save perfect for your next vacation or rainy day fund.           

Christmas Saving Clubs Money Market Account

The benefits for saving and planning ahead for the Holidays.

Earn a higher interest rate and still have access to your savings.

Compare Your Options

to Open
Fees Statement Terms
College Savings $0 N/A Free Quarterly ** Limitations apply
Regular Savings $100 $200 min. daily balance to waive $7 monthly fee (excluding account holders over age 62) $7/statement cycle if balance req. are not met Quarterly ** Limitations apply
Christmas Saving Clubs $0 N/A Free Annual Annual Disbursement check issued in November
Money Market Account $100 $900 min. daily or $1200 average daily/state cycle

$7/statement cycle if balance req. are not met

$3/ each debit transaction over the limit per state cycle reg. of balance

Monthly ** Limitations apply

All Fees subject to Iowa Sales Tax
*Variable interest rate - refer to the current rate sheet.
**Account Limitations - You may not make more than six (6) withdrawls or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, computer transfer, or by check, draft, debit card or similar order to a third party.