Personal Savings
Union State Bank offers a broad range of savings accounts plus money market accounts to help your money work even harder for you. Savings accounts offer a variety of options and rates for the beginning investor or the seasoned financial planner. There's never been a better time to start a savings plan.
Saving Accounts & Money Markets
| College Savings | Regular Savings |
| Ideal for first time account holders preparing to save for college. | Enjoy earning interest on what you save perfect for your next vacation or rainy day fund. |
Compare Your Options
| | Minimum
to Open | Minimum
Balance | Fees | Statement | Terms |
| College Savings | $0 | N/A | Free | Quarterly | ** Limitations apply |
| Regular Savings | $100 | $200 min. daily balance to waive $7 monthly fee (excluding account holders over age 62) | $7/statement cycle if balance req. are not met | Quarterly | ** Limitations apply |
| Christmas Saving Clubs | $0 | N/A | Free | Annual | Annual Disbursement check issued in November |
| Money Market Account | $100 | $900 min. daily or $1200 average daily/state cycle | $7/statement cycle if balance req. are not met $3/ each debit transaction over the limit per state cycle reg. of balance | Monthly | ** Limitations apply |
All Fees subject to Iowa Sales Tax
*Variable interest rate - refer to the current rate sheet.
**Account Limitations - You may not make more than six (6) withdrawls or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, computer transfer, or by check, draft, debit card or similar order to a third party.