On January 27th Union State Bank will be replacing Popmoney® with Zelle®!  click for more information.

SCAM ALERT! We have become aware of a scam happening in our community. The scammers claim to be from an internet provider and state that your router needs to be updated and replaced. They ask you to login to your online banking to receive a refund for your outdated router. If you receive a call like this, please hang up! Do not give personal banking information over the phone. Do not allow others to access your online or mobile banking by sharing your credentials. Do not login to your online banking while someone is helping or instructing you to do so over the phone. If you have any questions, or feel that you may have fallen victim to this or another scam, call our personal bankers right away and we can help! 515-462-2161

Personal Savings

Union State Bank offers a broad range of savings accounts plus money market accounts to help your money work even harder for you. Savings accounts offer a variety of options and rates for the beginning investor or the seasoned financial planner. There's never been a better time to start a savings plan.

Saving Accounts & Money Markets

College Savings Regular Savings

Ideal for first time account holders preparing to save for college.

Enjoy earning interest on what you save perfect for your next vacation or rainy day fund.           

Christmas Saving Clubs Money Market Account

The benefits for saving and planning ahead for the Holidays.

Earn a higher interest rate and still have access to your savings.

Compare Your Options

to Open
Fees Statement Terms
College Savings $0 N/A Free Quarterly ** Limitations apply
Regular Savings $100 $200 min. daily balance to waive $7 monthly fee (excluding account holders over age 62) $7/statement cycle if balance req. are not met Quarterly ** Limitations apply
Christmas Saving Clubs $0 N/A Free Annual Annual Disbursement check issued in November
Money Market Account $100 $900 min. daily or $1200 average daily/state cycle

$7/statement cycle if balance req. are not met

$3/ each debit transaction over the limit per state cycle reg. of balance

Monthly ** Limitations apply

All Fees subject to Iowa Sales Tax
*Variable interest rate - refer to the current rate sheet.
**Account Limitations - You may not make more than six (6) withdrawls or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, computer transfer, or by check, draft, debit card or similar order to a third party.