Did you receive a notice via email, text or a phone call implying that a debit will be occuring to your account? If you are not expecting the charge, call Union State Bank at 515-462-2161 before using any contact information provided in the notice. We will be able to confirm if the charge is in fact deducting from your account. Never give your bank information, online or mobile app credentials or access to your computer or phone to anyone. Especially unverified contact information in an email, text or phone call. If you are asked for this information hang up and call us. Place your TRUST in USB, Your Hometown Financial Advantage!

Personal Checking

All USB checking accounts offer:
- FREE E-Statements
- FREE online and mobile banking, mobile deposit, telebank, & bill pay
- FREE ATM withdrawals at privileged status ATMs

Secure Advantage Checking Choice Plus Checking

Looking for all the extras? This account provides ID theft detection, protection, and restoration from IDTHEFTSMART!

Earn Interest on your account without limiting your check writing!

Choice Checking Free Checking

Enjoy the freedom of a regular checking account and get your check images returned with each statement!

No monthly fee, no minimum balance.

GO Club Student Checking

Fifty-five or older? This is the account for you! Enjoy the best in banking services, travel & social events!

Under the age of 24 and looking for an account to call your own? This is the account for you! 

Compare Your Options

  Debit/ATM
Card Fee
Free
Checks
Minimum
Balance
Overdraft
Reserve
Earn
Interest
Overdraft Reserve Overdraft Line of Credit Monthly Fee
Secure Advantage Checking Free First box FREE None $300 No $300 Subject to Approval $5.45 IDTHEFT fee per statement cycle
Choice Plus Checking $1.00/month fee

*Free with    E-Statment Enrollment
No $1100 or average daily balance of $1400 $500 Yes $500 Subject to Approval $7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
Free Checking $1.00/month fee

*Free with    E-Statment Enrollment
No None

$300

No $300 Not Available No maintenance fee
GO Club FREE Yes $500 daily balance

$500

Yes $500 Subject to Approval

$7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met
** For $5.45/month includes IDTHEFT single enrollment
$4.45/month for each additional enrollment

 

Student Checking

 

FREE No  None  $100  No $100 Not Available No maintenance fee