In Observance of Veterans Day Union State Bank will be closed Monday, November 11, 2019

mortgage

Mortgage

USB offers many options to help you buy your next home or refinance your existing home. Maybe you have just enough money for a small down payment, want to save some money with a better rate, or you just want to explore the possibilities! USB is committed to helping your dream come true with quality service and competitive interest rates

APR: 3.882%

RATE: 3.750%

 

20 YEAR RATE

APR accurate as of

October 22, 2019
 

 

APR: 3.971%

RATE: 3.875%

 

30 YEAR RATE

APR accurate as of

October 22, 2019
 


 

*20 & 30 Year Conventional Rates - The Annual Percentage Rate (APR) is based on a loan amount of $150,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payments for a 20 year loan at 3.750% would be 240 payments of $889.33 (principal and interest).  Monthly payments for a 30 year loan at 3.875% would be 360 payments of $705.36 (principal and interest). Rates are not guaranteed until lock-in. Monthly payment does not include taxes and insurance: actual payment will be greater.

Per SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Union State Bank's MLO (Mortgage Loan Originator) Indentifier Numbers are as follows:

Contact

WINTERSET WEST DES MOINES

Jeff Gray, Senior VP & Loan Officer
                 NMLS #413222

Duane Gordon, VP & Loan Officer
                          NMLS #471740

Grant Northway, Assistant VP & Loan Officer
                           NMLS #1813809

 

Chris Coy, VP & Commercial Loan Officer 
                  NMLS #1472318